New Citizens policy forms arrive December 1, 2026
The Dec. 1, 2026 forms treat frequent short-stay rentals as a business. They also let Citizens deny a wind claim if a required flood policy has lapsed.
Who this affects
Citizens customers who rent out their home. Also anyone told to carry flood coverage.
What to check
Check that your flood policy is active, and count how often you rent, before your first renewal on the new forms.